Saturday September 6th, 2008

Financial Services for Families

Maintaining a job is not easy for working parents. It becomes more difficult when special needs arise that a family isn’t prepared for. For example, when the family car finally gives out.

The Financial Services for Families Program is available to help families overcome this obstacle. We help working families who have no other funding sources available to them.

The sole purpose of the Financial Services for Families program is to assist parents so that they may remain employed. Applicants also receive budget counseling to learn how to increase income and decrease expenses.

Loan Purpose

Automobile purchase only.

Loan Eligibility

To be considered for a loan, an applicant must:

• Have no other source for a loan.

• Be employed at least 20 hours per week with six months consecutive employment.

• Be a single parent or two-parent head of household at least 18 years of age.

• Be a custodial parent of one or more minor children.

• Be a resident of Summit, Portage, or Medina County.

• Have a household income no greater than 80% of the area’s median income.

• Must demonstrate ability to make monthly payments

Loans are available to qualified applicants regardless of race, color, religion, sex or marital status (provided that the applicant has the capacity to enter into a binding contract) because all or part of the applicant’s income is derived from any public assistance program or because applicant has, in good faith exercised any right under the Consumer Credit Protection Act.

Loan decisions are made by a volunteer Loan committee. Your application is presented anonymously and your name is not revealed to the Loan Committee. All information is confidential.

Credit Counseling

Credit counseling helps people cope with financial hardships. More and more people are facing financial troubles, often due to unforeseen circumstances.

Our Debt Management Program (DMP) serves the dual role of helping YOU repay your debts and helping creditors receive the money owed them. If you are troubled with too many bills and too few dollars, we’d like to help you!

Financial Problems are often caused by:

• Loss of Income

• Medical Expenses

• Overspending

• Financial Emergencies

• High Interest Rates

Have you been:

• Late with payments or unable to make full payments?

• Receiving threatening letters or calls from creditors

• Using loans or credit cards to make ends meet?

• Considering bankruptcy?

CREDIT COUNSELING SERVICES
Offers services to individuals and families in need of financial counseling. We provide:

DEBT MANAGEMENT PROGRAM
We will work to establish a payment plan between you and your creditors that:

• May reduce minimum payments and interest, and stop late or over limit fees

• Allows you to make one lump sum payment for all unsecured debt

• Pays off debt over term of the program

BENEFITS OF CREDIT COUNSELING
By working with a certified credit counselor and by making consistent and timely payments, you can:

• Pay off your debt

• Stop threatening calls

• Avoid bankruptcy

• Work towards a more stable financial future

LOCATIONS:

Akron:
Greenleaf Family Center
212 E. Exchange St.
Akron, OH 44304
330-376-9494 (Ext. 206)

Medina
Untied Way Building
704 North Court Street
Medina, Ohio 44256
800-277-9494 (Ext. 206)

CCCS of Portage County
143 Gougler Avenue
Kent, Ohio 44240
330-677-4124 (Ext. 30)

CCCS of Columbiana County
966 ½ N. Market Street
P.O. Box 413
Lisbon, Ohio 44432
330-424-7991

Automobile Repair Program

Beginning in July of 2008, through a partnership with the Summit County Department of Job & Family Services, Greenleaf Family Center will administer an Automobile Repair Program for low income families.

For more information about the Financial Services for Families Program, contact:

Greenleaf Family Center
(330) 376-9494, Extension #214
(800) 277-9494, Extension #214

We will answer any questions you may have concerning the Financial Services for Families Program.

Financial Services for Families
212 E. Exchange Street
Akron Ohio 44304
(330) 376-9494
(330) 376-9351 (TTY/TDD)

"Strengthening families in our community through counseling, education and support since 1912"